QBE MEDI Charge Cover

QBE MEDI Charge Cover provides coverage for the hospitalisation cost incurred if you have any accidents or health problems.

QBE MEDI Charge Cover
Annual Limit
up to RM150k
Lifetime Limit
Not applicable
Room & Board
up to RM450
Coverage Age
From 30 days
Investment-Linked Plan
No

Coverage

How much you can claim for hospital bills

Annual Limit
from RM40k up to RM150k
Lifetime Limit
Not applicable
Pre-Hospitalisation Diagnostic Tests
As charged within 31 days before hospitalisation
Room & Board
from RM100 up to RM450per day, up to 150 days per disability
Surgical Fees
As charged including pre-surgical & post-surgical, up to 31 days
Consultation & Diagnostic Procedures
As charged within 31 days before hospitalisation
Pre-Hospitalisation Consultation
As charged within 31 days before hospitalisation
Intensive Care Unit (ICU)
from RM200 up to RM900per day, up to 30 days per disability
Hospital Services and Supplies
As charged 
Anaesthetist Fees
As charged 
Operating Theatre Fees
As charged 
In-Hospital Physician Visits
As charged max 1 visit per day, up to 150 days for non-surgical disability
Post-Hospitalisation Treatment
As charged within 31 days after discharge
Outpatient Kidney Dialysis Treatment
from RM10k up to RM30kper year
Outpatient Cancer Treatment
from RM10k up to RM50kper year
Organ Transplant
from RM20k 
Emergency Dental Treatment
from RM2k up to RM8kwithin 24 hrs of an accident, follow-up up to 14 days
Ambulance Fees
As charged 
Cash Allowance at Government Hospital
from RM50 up to RM225per day, up to 75 days
Insured Child Guardian Benefit
from RM200 up to RM600per day, below 15 years
Home Nursing Care
from RM60 up to RM200per day, up to 75 days per disability
Medical Report Fee
from RM40 

Features

Additional benefits with this insurance

Deductible
Up to RM5,000
Refund
15 days cancellation refund
Hospital Accommodation
Up to 150 days

How to Claim

Who do I contact if I have a question or emergency?

Medical Assistance Hotline & Services
QBE Customer Care Hotline

Before going to make a claim with QBE you will need a few things per the list below. But before that, you will need to get a claim form to fill in, this will be your ticket for getting your claims approved. So remember to ask for one when you call to notify them of whatever incident has occurred. The following is a list of documents you might need;

  • Medical Report
  • Original Bills and Receipts
  • Police Report if applicable
  • Copy of NRIC

You will need to compile all these documents along with your claim form, and head on over to the nearest QBE branch or hand it off to your insurance Agent. You will need to have a copy of your business registration if you are making a claim on behalf of a company.

Requirements

Minimum Entry Age
At least 30 days of age
Maximum Entry Age
At most 60 years of age
Maximum Renewal Age
At most 65 years of age

More Information

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